Terms & Conditions

Welcome

These terms and conditions outline the rules and guidelines for using the Voya Creative website, accessible at www.voyahq.com. By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, please discontinue use of the website.

Cookies

The Voya Creative website uses cookies to enhance your browsing experience and improve how the website functions. By accessing www.voyahq.com, you agree to the use of cookies as described in this policy. Cookies are small text files stored on your device by a website server. They do not run programs or deliver viruses and can only be read by the server that placed them. We use cookies to collect and analyze information for operational, statistical, and marketing purposes. Some cookies are essential for the proper functioning of the website and are enabled by default. These required cookies do not need your consent, as they are necessary for basic website operations. You may choose to accept or decline optional cookies at any time. Please note that accepting required cookies may also allow the use of third party cookies, which may be placed by external services integrated into our website, such as embedded media or video content provided by third parties.

License

Unless otherwise stated, Voya Creative and or its licensors own all intellectual property rights for the content and materials on www.voyahq.com. All intellectual property rights are reserved. You may access and use content from the website for your personal, non commercial use only, subject to the restrictions outlined in these terms and conditions.

You must not

You must not copy or republish material from Voya Creative, sell, rent, or sub license material from Voya Creative, reproduce, duplicate, or copy material from Voya Creative, or redistribute content from Voya Creative. Parts of this website may allow users to post and exchange opinions or information in designated areas. Voya Creative does not pre screen, edit, publish, or review comments before they appear on the website, and comments do not reflect the views or opinions of Voya Creative, its team, or affiliates but solely those of the individual posting them. To the fullest extent permitted by applicable law, Voya Creative shall not be held liable for any comments or for any loss, damages, or expenses arising from the use of, posting of, or appearance of comments on this website. Voya Creative reserves the right to monitor all comments and to remove any content considered inappropriate, offensive, or in breach of these Terms and Conditions.